Best answer: How much does Aflac pay for cancer policy?

How much is Aflac cancer policy?

Aflac will pay $175 for each day a Covered Person receives and incurs a charge for blood and/ or plasma transfusions for the treatment of Internal Cancer or an Associated Cancerous Condition as an outpatient in a Physician’s office, clinic, Hospital, or Ambulatory Surgical Center.

Does Aflac cover chemotherapy?

After 24 months of paid benefits of Hormonal Oral Chemotherapy for a Covered Person, Aflac will pay $50 per day during which a Covered Person is prescribed, receives, and incurs a charge for Hormonal Oral Chemotherapy for the treatment of Cancer or an Associated Cancerous Condition.

What does a cancer policy pay for?

What does cancer insurance cover? Cancer insurance can help you handle medical plan deductibles, co-pays and other out-of-pocket costs; non-medical expenses such as transportation to treatment facilities; even everyday living expenses such as groceries, rent and mortgage payments.

Is there a death benefit on an Aflac cancer policy?

Cancer-Related Death Benefit Aflac will pay $5,000 when a Covered Person suffers a Cancer-Related Death.

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What types of cancer does Aflac cover?

Aflac will pay $75 per calendar year when a charge is incurred for one of the following: breast ultrasound, biopsy, flexible sigmoidoscopy, hemocult stool specimen, chest X-ray, CEA (blood test for colon cancer), CA 125 (blood test for ovarian cancer), PSA (blood test for prostate cancer), thermography, colonoscopy, or …

How long do you need to have Aflac before filing a claim?

How long do I have to file a claim? A. There is a one-year timely filing provision in your certificate.

Does Aflac pay for crowns?

Aflac Dental provides benefits for periodic checkups and cleanings, x-rays, fillings, crowns, and much more.

Does Aflac pay for doctor visits?

A. PHYSICIAN VISIT BENEFIT: Aflac will pay $25 when a Covered Person incurs a charge for a visit (including a Telemedicine Visit) to a Physician, Psychologist, or Urgent Care Center. Services must be under the supervision of a Physician or Psychologist.

What exactly does Aflac cover?

Accident Insurance. Dental Insurance. Vision Insurance. Short-Term Disability Insurance.

How does a cancer policy work?

If you have a lump-sum cash cancer insurance policy, your insurer will pay out a pre-determined cash sum if you’re diagnosed with cancer. How you use those funds is up to you. Cigna’s plan, for example, pays out between $5,000 and $100,000. Be aware that you may need to pay taxes on your lump-sum benefits.

Do I need to tell life insurance about cancer?

You will need to tell your insurer about your medical history when you apply for cover, and your insurer will assess whether to offer you a life insurance policy not just on the basis of your cancer history, but your age, other medical information, and how much cover you wish to take out.

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How does a cancer insurance policy work?

Cancer insurance is a type of supplemental insurance that pays a benefit if you, the policyholder, are diagnosed with cancer. It’s not intended to replace group health insurance coverage you have through your employer or an individual health insurance policy you’ve purchased.

How much does Aflac pay for cancer wellness benefit?

CANCER SCREENING WELLNESS BENEFIT: Aflac will pay $40 (A-75100-FL) or $75 (A-75300-FL) per calendar year when a charge is incurred for one of the following: mammogram, breast ultrasound, Pap smear, ThinPrep, biopsy, flexible sigmoidoscopy, hemocult stool specimen, chest X-ray, CEA (blood test for colon cancer), CA 125 …

Does Aflac pay a death benefit?

ACCIDENTAL-DEATH BENEFIT: Aflac will pay the applicable lump-sum benefit indicated below for an Accidental-Death. Accidental-Death must occur as a result of an Injury sustained in a covered accident and must occur within 90 days of such accident.